My Affordable
Health Quotes

Why you'll love us?

Flexibility and reliability are the hallmarks of our product portfolio. Checkout our highlights & benefits;

Get Health Insurance
NOW!

My Affordable Health Quotes Appointment Request Form
Calendar is loading...
Powered by Booking Calendar






Our Commitment to Excellence

We understand that the need for affordable health insurance is paramount. Access to quality healthcare should never be a luxury but a fundamental right. With this belief as our guiding principle, we have created a platform that aligns with the highest standards of professionalism and excellence

What Sets Us Apart

Choosing the right health insurance plan can be overwhelming. With numerous options and confusing terminology, it’s easy to feel lost.

Call Us Today for FREE Consultations

For US Mainland Territory only.

Our Services

Navigating Health Insurance: Your Guide to Clarity!

home, house, family-5574909.jpg

Individual and Group Health Insurance

Explore our diverse selection of policies and let us guide you in discovering the perfect healthcare plan, whether for yourself, your family, or your valued business team. With a focus on your budget and specific healthcare needs, we specialize in tailoring health plans to precisely match your unique requirements.
doctor, patient, consultation-5710155.jpg

Consulting Services

At our core, we adopt a consultative approach to assess the current and future circumstances of every client or small business. We recognize that your health and financial situations may vary, and in some cases, a multi-step strategy may be necessary to meet your long-term needs.
orthodontics, dentist, dentistry-6536026.jpg

Dental Insurance

Dental insurance is your partner in managing the expenses of dental care while ensuring your lasting oral health. Let us be your guide in discovering the ideal dental plan to safeguard both your well-being and your winning smile.
eyeglasses, eye ware, vision-5020207.jpg

Vision Insurance

Vision insurance is your key to effectively managing and budgeting for your ongoing vision care needs, including routine eye exams, prescription glasses, and contact lenses.

Happy Stories

I was at a loss after losing health coverage and having upcoming surgeries. Sensing my desperation, Karl and his team at this company provided me with health coverage that fit my budget. All things considered, this has truly been a pleasurable experience with regards to acquiring health insurance.

CNR'S Transport & Logistic Service

5/5

Karl was very professional and truly took my needs to heart. He got me a great medical policy that fit my budget and supplied me with the needed coverages required. Karl also helped me get a dental policy that covered my dental needs, for a good price. All in all, I would definitely recommend Karl to any of my friends and family. Buying from Karl was like doing business with my brother.

Lance H.

5/5

– Karl and his team are amazing.  I had so many questions about my insurance needs, and they were able to provide me with the answers and peace of mind.  I would enthusiastically recommend Karl and his team at my affordable health coach to find you quality insurance.

Richard G.

5/5

Karl and his team at My Affordable Health Quotes have gone above and beyond. As I have a family of four with one child in need of specialized attention, not only did they provide assistance, but they also treated me as if I were part of their family.

Rene A

5/5

I am delighted that I found this company. Not only did they provide me with a product that was both satisfactory and, in my budget, but they also helped my son, who is a traveling nurse, with a PPO plan across the nation. 

 

Richard G.

5/5

Karl was great! He took his time to answer all of my questions, then went into detail on what insurance options were the best for me.  My biggest concern was that I’m 60 years’ old and I wouldn’t be able to afford good health coverage, I was wrong!   Thanks Karl.

Ken B.

5/5

Frequently Asked Questions.

Health insurance is a contractual agreement between an individual and an insurance company or a government program (such as Medicare or Medicaid) that provides financial coverage for medical expenses. It helps individuals and families pay for healthcare services and treatments.

Health insurance is crucial because it helps protect you from high medical costs in the event of illness or injury. It ensures that you have access to necessary healthcare services without incurring significant financial burdens.

Health insurance plans come in various forms, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), and Point of Service (POS) plans. Additionally, there are government programs like Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP).

To choose the right plan, consider your healthcare needs, budget, and preferences. Evaluate factors such as coverage, network of healthcare providers, premiums, deductibles, copayments, and out-of-pocket maximums. It may be helpful to compare different plans and consult with an insurance agent or broker.

Premium: The premium is the amount you pay regularly (usually monthly) to maintain your health insurance coverage.

Deductible: The deductible is the amount you must pay out-of-pocket for covered medical services before your insurance plan starts covering costs.

Copayment (copay): A copayment is a fixed fee you pay for specific medical services or prescription drugs, often at the time of service.

To choose the right plan, consid

A network is a group of healthcare providers (doctors, hospitals, clinics, etc.) that have contracts with an insurance company to provide services at pre-negotiated rates. Staying within your plan’s network can help you save on healthcare costs, but going out of network may result in higher expenses.

er your healthcare needs, budget, and preferences. Evaluate factors such as coverage, network of healthcare providers, premiums, deductibles, copayments, and out-of-pocket maximums. It may be helpful to compare different plans and consult with an insurance agent or broker.

Yes, most health insurance plans cover preventive services, such as vaccinations, screenings, and annual check-ups, at no or low cost to the policyholder. These services are designed to catch potential health issues early, saving both lives and money.

Review your plan’s Summary of Benefits and Coverage (SBC) or contact your insurance provider to understand what services and treatments are covered under your plan. You can also refer to your plan’s policy documents.

Missing premium payments can result in a lapse or termination of your health insurance coverage. If you miss a payment, contact your insurance provider immediately to discuss options for reinstating your coverage.

To choose the right plan, consider your healthcare needs, budget, and preferences. Evaluate factors such as coverage, network of healthcare providers, premiums, deductibles, copayments, and out-of-pocket maximums. It may be helpful to compare different plans and consult with an insurance agent or broker.

Our Corporate Office

Let's Talk! Feel free to contact us!